1898 Route 33, Hamilton, NJ, 08690
Lance Brown & Associates We fight for our clients.
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Recent Blog Posts

CFPB to Card Act

CFPB to CARD Act: Thank You for Saving Consumers Billions of Dollars

By Lance Brown & Associates |

The newly-created Consumer Finance Protection Board (CFPB) recently reported on the effect of the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (CARD Act) on the cost of consumer credit. According to the CFPB, the Act has saved borrowers $4 billion in fees that they would have paid had the law not been… Read More »


Friends Don’t Let Friends Drive Drunk You Have Been Warned!

By Lance Brown & Associates |

You may get a call late one night from a friend asking you to come and get him or her at the police station, where your friend has been arrested for driving while intoxicated (DWI), or possibly for refusing to take a breath test to measure his or her blood alcohol concentration (BAC). Being… Read More »

Blood Alcohol Test

Supreme Court Rules on DUI Blood Testing Without a Warrant

By Lance Brown & Associates |

“We hold that in drunk-driving investigations, the natural dissipation of alcohol in the bloodstream does not constitute an exigency in every case sufficient to justify conducting a blood test without a warrant.” – The United States Supreme Court in Missouri v. McNeely, April 17th, 2013 Although the Fourth Amendment protection against unreasonable searches generally… Read More »

Medical Malpractice

Diagnostic Errors Lead the Pack in Medical Malpractice Cases

By Lance Brown & Associates |

Earlier this year, the medical journal BMJ Quality and Safety published a report entitled 25-Year summary of US malpractice claims for diagnostic errors 1986–2010: an analysis from the National Practitioner Data Bank. The study surveyed malpractice claims paid throughout the U.S. during a 25-year period and analyzed the results according to the type of… Read More »

Auto Payment Deduction

Means Test Deduction for Car Ownership Only Available for People Making Loan or Lease Payments

By Lance Brown & Associates |

In 2005, Congress passed the Bankruptcy Abuse Prevention and Consumer Prevention Act (BAPCPA). Despite its consumer-friendly name, the purpose or at least the effect of this “bankruptcy reform” was to make it harder to be eligible for Chapter 7, and to maximize the amount you have to pay in Chapter 13. At the heart… Read More »

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